IN a sport where risks are part of everyday life, insurance is often the last thing riders want to think about - until it’s needed. From the thrill of a show jumping round to the unpredictability of a horse’s health, Irish equestrians face challenges that demand specialist cover. One firm that has steadily built a reputation for understanding those unique needs is Phelan Caswell Insurance.

Unlike general insurers, through their E.B.I.B Insurance Ltd programme Phelan Caswell has invested in building a team that knows the equestrian industry inside out. Many of their staff come from horse backgrounds themselves, meaning policies are written with an insider’s appreciation of what really matters to owners, breeders and riders.