I AM finally understanding the difference between being locked up and being locked down. Until recently I thought that the former meant that you have no bills to pay, are fed regularly and get access to free medical care, counselling and adult education while locking down was for tracker mortgage rates.

Apparently, however, that is “locking in” which, in turn, I always thought was something that went on in a Kerry pub. I bet that is somewhere where we would all like to go, especially now that we cannot.